Our Guest Post today is provided by Harry Cline at NewCareGiver.org. Visit their website titled The New Caregiver’s Comprehensive Resource: Advice, Tips, and Solutions from Around the Web for more great senior care information. This topic is personal to me as my Mom is in an assisted living facility here in AZ. We had to make many of the decisions noted in this article.
America’s population is aging at a rapid pace — as the Baby Boomer generation enters its senior years, more older adults face the decision of whether to age in place or turn to the support of a senior living facility. According to AgingInPlace, 65 percent of seniors between 60 and 70 claim to have no problem living at home. However, just over 40 percent of seniors over the age of 70 are able to continue living independently. This can be a difficult and highly emotional decision, so here are a few factors to consider as you work through it.
Assisted Living
Many people believe that moving to a senior living community means surrendering their independence. Actually, many assisted living facilities are designed to help seniors feel at home by making sure they maintain a strong degree of independence. Residents can live alone in an apartment-type setting with the assistance of professional support staff. You can socialize and make new friends if you want, or just “do your own thing.” Many communities organize weekly junkets to the mall and the movies, and you can enjoy dinner out with friends or family.
Assisted living can be an enjoyable way to spend your senior years. Of course, you should spend plenty of time researching assisted living facilities, which can vary widely in price, and pay close attention to the amenities and services each one provides. The average cost of assisted living in Georgia is $3,100.
Buying a Senior-Accessible Home
Maybe you’ve concluded that you can’t continue living in your current home. Whatever the reason for this decision, you have options if you’re not quite ready for a senior living facility. Many older adults simply look for a property that’s more suitable to their physical needs so they can cope with physical problems. An increasing number of homeowners are switching to smart home technology, like automated lighting, heating/cooling, security systems, and video-enabled doorbells that allow you to see and address visitors.
If you’re on a budget, be sure to make an accurate assessment of your finances and determine what you can afford before starting the buying process. Get an idea of house prices where you want to move, including the average sales price (your realtor can help with this), and determine the amount of equity you have in your current home. Bear in mind that there aren’t many online resources for seniors seeking a safe and affordable new home, so spend some time searching for a realtor who has experience helping older adults relocate.
Home Modifications
Turning your current home into a senior-friendly residence is another popular option for many seniors. However, depending on the modifications you need, it can be quite expensive. Widening doorways and hallways, installing transition ramps inside and outside, and installing automated lighting will require the help of a contractor, preferably an affordable one with experience helping seniors create a safe and comfortable living space.
Or, you might be able to get by with simple upgrades like adding safety handrails and non-slip surfaces in the bathroom, and sensor-activated lighting throughout the house. If cost is a problem, look into government assistance programs, including low-interest loans and home improvement grants (Medicare may even help pay for assistive technology devices).
Deciding where to live as you grow older can be a difficult decision, and there are many factors to consider throughout the entire process. Price, your physical condition, mobility, and lifestyle should all be weighed carefully. Seek the advice of a real estate expert and talk with a financial advisor if you’re not sure about the options available to you.
Image courtesy of Pixabay
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